We all watch a lot of movies and in our heads we have a picture of what retirement is going to look like and what you’re going to do to make the most of it. The reality is that retirement is not all that it is cracked up to be, and for many it is a turning point in their life where they go from being a useful and constructive member of society, to an old guy who just sits on a chair on the porch. The plan is to play golf every single day in the mornings and then to enjoy beers and cocktails with your closest friends in the evening. The reality is that it is nothing like this and unless you have put away a significant amount of money for your retirement, then you can never hope to have the retirement of your dreams. This is what happens to many first responders and they are just not ready for what retirement has in store for them. They find it incredibly difficult to step back from the job that they have been doing for over four decades and so suffer as a direct result of that.
There is help however, and you can find it here at https://firstresponderretirement.com/ and it is their purpose and goal to help you get ready for retirement and if your already retired, then they can assist with helping you to deal with all of that free time that you are now going to have. Many people think that retirement is the be all and end all, but there are also many downsides to taking retirement. The following are just a couple of those.
- Too much time on your hands – Think about it, as a first responder you never really had any free time on your hands because there was always something to do. Now that you’re retired, the whole day is your own and there is only so much that you can plan in any given day. Many retirees complain that they have just too much time on their hands and they have no idea what to do with it. This leads to boredom and depression and your mental and physical well-being begins to suffer. This is when you need the assistance of experts that understand and thankfully you can get all of the help that you need with First Responder.
- Not enough savings – When you were working as a first responder, there was always an opportunity to earn extra money through overtime and you could generally have as much of it as you wanted. You are used to being able to buy anything when you want it and whenever you wanted it, and now that retirement has come along, you wrongfully assumed that you would have the same spending power. This is not the case, and your pension is based on the number of contributions that you made to your pension plan throughout your working life. In most cases this falls short of what you need to live a very comfortable life upon retirement, and this can be a real-life shock for many.
However, retirement can be enjoyable as a first responder if you just reach out and ask for some much-needed assistance.